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The baccarat game is popular among gambling fans around the world as well as in New Zealand casino. Its essence is to guess who will score more points when dealing cards – the player or the dealer. You can also bet on a draw. Next, we will tell you about the rules of Baccarat, how to place bets, and what strategies you can use.

Playing Baccarat in online casinos

In Baccarat, the goal of each party is to score a sum of points equal to 9 or as close to this value as possible, having received 2-3 cards. And the task of the player (casino client) is to correctly guess who will have more points and place a bet. Chips for the game can be obtained at the club’s cash desk or directly from the casino dealer. If the gambler uses the services of an online casino, he can buy chips using the money on the deposit.

How to play Baccarat: step-by-step instructions

If you are interested in the card game Baccarat, you should study the game’s rules thoroughly. Our step-by-step guide will help you avoid mistakes when making a bet.

Step 1 – Choose a table

Choose a table where Baccarat is played. Several casino customers can sit at one table, their maximum number is determined by the sectors where bets are placed. You also need to choose any free gaming sector, and wait for the completion of the previous dealing of cards and the invitation to place new bets.

Step 2 – Place a bet

To place a bet in the Baccarat game, you need to put chips within the minimum and maximum possible bet in the game sector.

You can choose the following options:

  • Player win – place a chip or several chips in the Player sector. Casino win – place chips in the Banker field.
  • Tie – select the Tie field.

In some casinos, players can make additional bets in Baccarat on different events in addition to the main bets. For example, on the loss of a pair at the banker, the player, for a certain amount of points. These bets are optional and do not relate directly to the baccarat game but have increased payout odds.

After the dealer announces that there are no more bets, any activity from the players at the table stops

Step 3 – Gameplay

In Baccarat, the game’s rules stipulate that as soon as the game participants have placed their bets, the dealer starts dealing cards into the Player and Banker sectors. The first and third cards are dealt to the Player sector and the second and fourth to the Banker sector. Thus, each party receives 2 cards. The third card is dealt according to special rules depending on how many points the player and banker have already received.

Counting cards in Baccarat

Baccarat card counting rules are also very simple:

  • Ace = 1 point.
  • 10, Jack, Queen and King = 0 points.
  • The value of cards 2, 3, 4, 5, 6, 7, 8, 9 corresponds to their “face value”. For example, 2 gives 2 points and 8 – 8 points.

After the deal, the cards’ value to the player and the dealer is summed up. For example, if a casino customer gets a king and a 4, he will have 4 points. And if the dealer gets 2 and 3, he will have a total of 5.

If the player/dealer points sum more than 9, ten is discarded; for example, 5 + 9 = 14 = 4 or 4 + 7 + 6 = 17 = 7. The dealer makes calculations.

Further course of the game

If two cards of the player and the banker have the same number of points, a draw is obtained. In this case, the gamblers who placed their bets on the Tie field win at odds of 8 to 1. Other bets are not lost because the game will continue. The third card is dealt according to a certain scheme, which depends on the sum of the two cards held by the player and the dealer.

Rules of dealing cards in Baccarat to the player

It is impossible to play Baccarat correctly if the casino client does not know how cards are dealt in the Player sector.

If the sum of two cards of the player is: Then the card to the player:
0, 1, 2, 3, 4, 5 The card is always dealt
6, 7 The card is never dealt
8, 9 The game ends with a “natural” 8 or 9


Rules for handing over cards to the dealer

Consider how the cards are handed over to the dealer.

If the sum of the points of two dealer cards is The dealer is dealt a third card if the player’s third card is The dealer is not dealt a third card if the player’s third card is
0, 1, 2 Any
3 1-2-… – 10 8
4 From 2 to 7 1, 8, 9, 0
5 From 4 to 7 1, 2, 3, 8, 9, 0
6 6, 7 1, 2, 3, 4, 5, 8, 9
7 Cards are not dealt
8-9 The game ends with a “natural” 8 or 9


Step 4 – Winnings calculation

The game of Baccarat cards is popular with casino customers also due to the simple rules for calculating and paying out winnings.

Bet on the player (Player) 1:1
Bet on the banker (Banker) 1:1 minus 5% (95:100)
Bet on a tie (Tie) 8:1

Losing bets are removed from the playing field. If a tie is declared, the winning bets of the player or banker are not taken and paid (no one wins or loses).

Baccarat strategies

One effective strategy for playing Baccarat cards is betting on the dealer’s win, as this bet has the smallest casino advantage. If you are completely bored with playing this way, you can also bet on the player, alternating these options, but giving preference to the dealer’s win. It is more profitable to bet on a draw, but this outcome rarely happens, so the player risks draining the bank before winning the first bet.

Another strategy for playing Baccarat is financial. It allows you to easily determine the bet amount and minimizes the risk of losing a large amount. For example, you can use the flat method. In this case, the casino client allocates 2-5% of the size of his bank for one bet. The bet amount does not change regardless of the result of the previous bet. This technique will allow you to stay afloat even if you hit a losing streak of 10 or more unsuccessful bets. If you play using a progressive strategy, for example, catching up, you can quickly leave all the money in the baccarat online live casino.

How to play Baccarat and win

How to play Baccarat correctly and win worries many beginners. But there is no universal and 100% working method; it depends on your luck. It is a game for entertainment and relaxation, and it is not necessary to consider it as a way to earn money.

We can only give a few tips that help all gamblers:

  1. Stop in time and be able to pause.
  2. Do not risk a lot of money.
  3. Avoid alcohol while using casino services.

Baccarat is a gambling game; therefore, it is necessary to play it following a safe financial management strategy to not drain the bank for a few bets.

Varieties of the game

There are several varieties of Baccarat gambling card game, for example:

  • Mini Baccarat is a simplified version of the popular game adapted for use in online casinos.
  • Punto Banco is a European version of Baccarat found in online casinos and land-based gambling establishments.
  • Chemin de Fer Baccarat – opponents at the table play against each other. If they are in a casino, the institution acts as an intermediary. For organizational services, a commission is withheld from the bank, which is traditionally equal to five percent.
  • Dragon Bonus is a game with a bonus bet and prize payments.

These games are not available in all casinos, but most establishments have at least a few variations.